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  • SBI Liquid Fund

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Previously called: SBI Premier Liquid-G

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NAV as of(Aug 31, 2021)

3,246.78 0.01 % 1-D Change

Returns since inception

Returns

7.11% p.a.

Earn upto 0.1% extrareturns with Direct Plan

ETMONEYs Fund Report Card - SBI Liquid Fund

share Share

ETMONEY Rank

ranking

Not yet ranked

Performance Quality info

Gooddrop-arrow

Generated returns consistently

3/5

Increased returns for each unit of additional risk info

3/5

Downside Protection info

Gooddrop-arrow

Controlled losses during market corrections

2/5

Delivered returns without frequent ups and downs

4/5

Minimum SIP amount is ₹

of every month

Please select SIP day

Minimum Lumpsum amount is ₹

This fund is non-buyable

This fund is no longer available to invest

This fund vs

  • Category Avg
  • Gold

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Scheme Details

About this Fund

SBI Liquid Fund-Growth is a Liquid mutual fund scheme from SBI Mutual Fund. This fund has been in existence for 14 yrs 5 m, having been launched on 22/03/2007. SBI Liquid Fund-Growth has ₹51,715 Crores worth of assets under management (AUM) as on 30/06/2021 and is medium-sized fund of its category. The fund has an expense ratio of 0.28%, which is higher than what most other Liquid funds charge..

  • SBI Liquid Fund-Growth returns of last 1-year are 3.21%. Since launch, it has delivered 7.20% average annual returns. The fund has doubled the money invested in it every 10 yrs.
  • SBI Liquid Fund-Growth schemes ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
  • The funds credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
  • The funds top holdings are in Reserve Bank of India, Reliance Industries Ltd., Reliance Jio Infocomm Ltd., Bajaj Finance Ltd., Bharti Airtel Ltd..

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Total investment Invested

Profit

Current value of investment Current value

You would have earned ₹ 1,001 in Direct Plan of this scheme

Total valueProfit
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This fund

Category Average

Bank FD

Gold

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Latest Asset & Portfolio Allocation

as on Jul 31, 2021

  • Equity0%
  • Debt95.13%
  • Other4.87%
  • Top Stock Holdings
  • Allocation by Market Cap
  • Allocation by Sector

Top Stock Holdings

Bifurcation by Holding is not available for this fund

Allocation by Sector

Bifurcation by Sector is not available for this fund

  • Top Debt Holdings
  • Allocation by Credit Quality
  • Allocation by Instruments

Top Debt Holdings

Reserve Bank of India 41.54%

Reliance Industries Ltd. 5.78%

Reliance Jio Infocomm Ltd. 5.29%

Allocation by Credit Quality

Allocation by Instruments

Certificate of Deposit 2.79%

Comparison with liquid Funds

as on Sep 01, 2021

Lowest
0.26%

Highest
0.31%

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Trailing Returns and Ranks

as on Sep 01, 2021

PeriodTrailing returnsCategory averageRank within category
1 month0.28%0.27%10 / 25
3 months0.83%0.82%13 / 25
6 months1.65%1.64%9 / 25
1 year3.2%3.2%7 / 25
3 years5.1%4.97%16 / 24
5 years5.78%5.75%18 / 22
10 years7.34%7.33%16 / 22

Riskometer

Level of Risk in the Scheme

Moderate

Investors understand that their principal will be at Moderate risk

SBI Liquid Fund

DEBT LIQUID

Investment objective

The scheme seeks to provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Performance Ratios

  • Std. Dev : 0.5
  • Alpha : 1.69
  • Beta : 1.05
  • Sharpe : 1.94
  • Sortino : 4.32

Fund Manager

  • Profile

    R Arun

    Mr. Arun is a B.Com (H), PGDM (Finance) and Financial Risk Manager (GARP).

    Prior joining SBI in 2009 he has worked with ING Investment Management, Deutsche Bank India Operations and CRISIL India.

SBI

SBI Mutual Fund

TOTAL AUM:

₹ 5,24,316 Crs

As on Jun 30, 2021

  • Email: customer.delight@sbimf.com
  • Phone: 022-61793000 / 1800-425-5425
  • Address: 9th Floor-Crescenzo, C-38 & 39-
    G Block, Bandra-Kurla Complex,
    Bandra (East)
    Mumbai, 400051

0

Frequently asked questions

How are the returns of SBI Liquid Fund ?

The SBI Liquid Fund is a 14 yrs 5 m old fund and has delivered average annual returns of 7.113819853649317% since inception.

SBI Liquid Fund Returns

1-Year3-Year5-Year10-YearSince Inception
3.2%5.1%5.78%7.34%7.113819853649317%

NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.

The NAV of SBI Liquid Fund for Aug 31, 2021 is 3,246.78.

SBI Liquid Fund-Growth is the regular plan of the fund. For this plan of you pay 0.28%  as annual charges. On the other hand if you go for the direct plan available on ETMONEY, you pay 0.18%. Thats 0.1% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.1% if you opt for direct plan of SBI Liquid Fund

The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.

The Expense Ratio of the direct plan of SBI Liquid Fund is 0.28%. .

Redeeming your investments in SBI Liquid Fund is super easy. If you have invested in this fund via ETMONEY, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Liquid Fund from anywhere else, you can go to the fund house website and put a request through it.

AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolios equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesnt update it every day. It is updated only at the end of the month and released within few days of the next month.

The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.

The AUM of SBI Liquid Fund is ₹ 51,715 Crs.

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The SBI Liquid Fund allocation by credit quality is given below

Credit QualityPercentage of Portfolio
A1+53.01%
SOV41.54%
Cash & Call Money4.87%

The top 3 debt holdings of SBI Liquid Fund are as follows

Holding NamePercentage of Portfolio
Reserve Bank of India41.54%
Reliance Industries Ltd.5.78%
Reliance Jio Infocomm Ltd.5.29%

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