SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient. Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.

*Fund Mentioned having Fund Size (AUM) above 500 crore.

1. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 21 in Credit Risk category. .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund
Growth
Launch Date 8 Jun 05
NAV (27 Aug 21) ₹26.937 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹1,034 on 31 Jul 21
Category Debt - Credit Risk
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.82
Sharpe Ratio 1.82
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.1%
Effective Maturity 2 Years 11 Months 5 Days
Modified Duration 2 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,914
31 Jul 18₹11,495
31 Jul 19₹11,887
31 Jul 20₹10,844
31 Jul 21₹12,513

Nippon India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235

Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.8%
3 Month 8%
6 Month 10.2%
1 Year 15.9%
3 Year 2.9%
5 Year 4.6%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for Nippon India Credit Risk Fund
NameSinceTenure
Kinjal Desai25 May 183.19 Yr.
Sushil Budhia1 Feb 201.5 Yr.

Data below for Nippon India Credit Risk Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash32.53%
Debt67.47%
Debt Sector Allocation
SectorValue
Corporate56.76%
Cash Equivalent27.76%
Government9.48%
Securitized6%
Credit Quality
RatingValue
A13.49%
AA47.92%
AAA38.6%
Below B0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
INNOVATION TRUST XXX
Unlisted bonds | -
6%₹60 Cr187
Renew Wind Energy (Rajasthan One) Private Limited
Debentures | -
5%₹55 Cr655
↑ 655
7.32% Govt Stock 2024
Sovereign Bonds | -
5%₹53 Cr5,000,000
↑ 5,000,000
Tata Realty And Infrastructure Limited
Debentures | -
5%₹50 Cr500
↑ 500
L&T Metro Rail (Hyderabad) Limited
Debentures | -
4%₹44 Cr400
↑ 400
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹43 Cr4,000,000
↑ 4,000,000
Bharti Hexacom Limited
Debentures | -
4%₹40 Cr400
↑ 400
Piramal Capital & Housing Finance Limited
Debentures | -
4%₹36 Cr450
↑ 450
U.P. Power Corporation Limited
Debentures | -
4%₹36 Cr350
↑ 350
JSW Steel Limited
Debentures | -
4%₹35 Cr350
↑ 350

2. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 9 in Credit Risk category. .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (27 Aug 21) ₹18.9391 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹8,082 on 31 Jul 21
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.45
Sharpe Ratio 3.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 7.05%
Effective Maturity 3 Years 3 Months
Modified Duration 2 Years 6 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,953
31 Jul 18₹11,388
31 Jul 19₹12,294
31 Jul 20₹13,469
31 Jul 21₹14,764

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148

Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 4.8%
1 Year 10.5%
3 Year 9.1%
5 Year 8%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 147.36 Yr.
Sankalp Baid22 Jan 210.52 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash19.84%
Equity1.55%
Debt78.61%
Debt Sector Allocation
SectorValue
Corporate56.38%
Government22.88%
Cash Equivalent19.2%
Credit Quality
RatingValue
A5.48%
AA56.88%
AAA37.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indinfravit Trust
Unlisted bonds | -
5%₹357 Cr3,500
↑ 3,500
Bharti Hexacom Limited
Debentures | -
5%₹356 Cr3,600
↑ 3,600
Pipeline Infrastructure Private Limited
Debentures | -
4%₹344 Cr3,200
↑ 3,200
Power Finance Corporation Limited
Debentures | -
4%₹312 Cr2,790
↑ 2,790
Shriram - City Union Finance Limited
Debentures | -
4%₹284 Cr28,000
↑ 28,000
Punjab National Bank
Debentures | -
3%₹247 Cr2,425
↑ 2,425
Vedanta Limited
Debentures | -
3%₹234 Cr2,327
↑ 2,327
Green Infra Wind Energy Limited
Debentures | -
3%₹229 Cr2,350
↑ 2,350
Tata Motors Limited
Debentures | -
3%₹212 Cr2,000
↑ 2,000
Tata Motors Limited
Debentures | -
3%₹203 Cr1,900
↑ 1,900

3. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium term Bond category. .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (27 Aug 21) ₹24.8513 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹1,673 on 15 Aug 21
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.6
Sharpe Ratio 1.33
Information Ratio -0.94
Alpha Ratio 5.94
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,976
31 Jul 18₹11,541
31 Jul 19₹12,053
31 Jul 20₹11,671
31 Jul 21₹12,773

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235

Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 3.9%
1 Year 10.5%
3 Year 3.5%
5 Year 4.9%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Apr 174.34 Yr.
Mohit Sharma6 Aug 200.98 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Aug 21

Asset Allocation
Asset ClassValue
Cash7.94%
Equity1.89%
Debt90.17%
Debt Sector Allocation
SectorValue
Corporate69.2%
Government20.97%
Cash Equivalent7.94%
Credit Quality
RatingValue
A7.75%
AA43%
AAA36.77%
Below B12.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.05% TN SDL 2028 April
Sovereign Bonds | -
6%₹107 Cr10,000,000
↑ 10,000,000
Shriram - City Union Finance Limited
Debentures | -
6%₹102 Cr1,000
↑ 1,000
U.P. Power Corporation Limited
Debentures | -
6%₹95 Cr938
↑ 938
U.P. Power Corporation Limited
Debentures | -
4%₹63 Cr618
↑ 618
LIC Housing Finance Limited
Debentures | -
3%₹54 Cr550
↑ 550
Embassy Office Parks REIT
Debentures | -
3%₹50 Cr500
↑ 500
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹49 Cr500
↑ 500
8.15% Govt Stock 2026
Sovereign Bonds | -
3%₹49 Cr4,500,000
↑ 4,500,000
JM Financial Credit Solutions Limited
Debentures | -
3%₹44 Cr440
↑ 440
L&T Infrastructure Finance Company Limited
Debentures | -
2%₹42 Cr400
↑ 400

4. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund
Growth
Launch Date 17 Apr 15
NAV (27 Aug 21) ₹15.789 ↑ 0.00   (0.03 %)
Net Assets (Cr) ₹1,470 on 15 Aug 21
Category Debt - Credit Risk
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.6
Sharpe Ratio 4.37
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹11,088
31 Jul 18₹11,720
31 Jul 19₹12,429
31 Jul 20₹12,820
31 Jul 21₹13,972

Aditya Birla Sun Life Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132

Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 3.9%
1 Year 9.3%
3 Year 6.1%
5 Year 6.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
NameSinceTenure
Sunaina Cunha1 Apr 174.34 Yr.
Mohit Sharma6 Aug 200.98 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 15 Aug 21

Asset Allocation
Asset ClassValue
Cash24.42%
Equity0.35%
Debt75.23%
Debt Sector Allocation
SectorValue
Corporate64.86%
Cash Equivalent24.42%
Government10.37%
Credit Quality
RatingValue
A9.03%
AA59.42%
AAA29.07%
Below B2.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram - City Union Finance Limited
Debentures | -
7%₹102 Cr1,000
↑ 1,000
8.35% Govt Stock 2022
Sovereign Bonds | -
5%₹78 Cr7,500,000
↑ 7,500,000
Indusind Bank Limited
Debentures | -
5%₹70 Cr700
↑ 700
Tata Housing Development Company Limited
Debentures | -
3%₹40 Cr350
↑ 350
JM Financial Credit Solutions Limited
Debentures | -
3%₹37 Cr370
↑ 370
Tata Realty and Infrastructure Limited
Debentures | -
2%₹36 Cr350
↑ 350
LIC Housing Finance Limited
Debentures | -
2%₹35 Cr350
Bharti Hexacom Limited
Debentures | -
2%₹35 Cr350
↑ 350
GOVT STOCK
Sovereign Bonds | -
2%₹30 Cr3,000,000
↑ 3,000,000
Bharat Oman Refineries Limited
Debentures | -
2%₹30 Cr300
↑ 300

5. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch.  Ranked 62 in Ultrashort Bond category. .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund
Growth
Launch Date 7 Dec 01
NAV (27 Aug 21) ₹3,207.6 ↑ 0.16   (0.01 %)
Net Assets (Cr) ₹2,397 on 31 Jul 21
Category Debt - Ultrashort Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 1.09
Sharpe Ratio 2.2
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 4.59%
Effective Maturity 6 Months 6 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,590
31 Jul 18₹11,267
31 Jul 19₹11,910
31 Jul 20₹11,937
31 Jul 21₹13,062

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169

Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.3%
3 Month 4.6%
6 Month 5.9%
1 Year 8.9%
3 Year 5%
5 Year 5.5%
10 Year
15 Year
Since launch 6.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for Nippon India Ultra Short Duration Fund
NameSinceTenure
Vivek Sharma1 Oct 137.84 Yr.
Kinjal Desai25 May 183.19 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash38.2%
Debt61.8%
Debt Sector Allocation
SectorValue
Corporate41.4%
Cash Equivalent34.26%
Government20.3%
Securitized4.04%
Credit Quality
RatingValue
A3.46%
AA24.67%
AAA71.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.35% Govt Stock 2022
Sovereign Bonds | -
8%₹104 Cr10,000,000
↑ 10,000,000
182 DTB 02122021
Sovereign Bonds | -
8%₹98 Cr10,000,000
↑ 10,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
4%₹55 Cr675
↑ 675
Mobil Trust Series 19
Unlisted bonds | -
4%₹50 Cr500,000,000
↑ 500,000,000
182 DTB 25112021
Sovereign Bonds | -
4%₹49 Cr5,000,000
↑ 5,000,000
India Grid Trust
Debentures | -
4%₹48 Cr400
↑ 400
Shriram Transport Finance Company Limited
Debentures | -
4%₹45 Cr450
↑ 450
Bajaj Housing Finance Limited
Debentures | -
3%₹41 Cr400
↑ 400
Indinfravit Trust
Debentures | -
3%₹40 Cr400
↑ 400
Ahmedabad-Maliya Tollway Limited
Debentures | -
3%₹38 Cr380
↑ 380

6. L&T Resurgent India Bond Fund 

(Erstwhile L&T Resurgent India Corporate Bond Fund)

To seek to generate income by investing primarily in debt and money market securities of fundamentally strong corporates/companies in growth sectors which are closely associated with the resurgence of domestic economy, with a fl exibility to follow more conservative investment approach during economic downturns. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

L&T Resurgent India Bond Fund  is a Debt - Medium term Bond fund was launched on 2 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. .

Below is the key information for L&T Resurgent India Bond Fund 

L&T Resurgent India Bond Fund 
Growth
Launch Date 2 Feb 15
NAV (27 Aug 21) ₹16.2131 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹748 on 15 Aug 21
Category Debt - Medium term Bond
AMC L&T Investment Management Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.5
Sharpe Ratio 1.93
Information Ratio -1.04
Alpha Ratio 2.92
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,926
31 Jul 18₹11,250
31 Jul 19₹12,021
31 Jul 20₹12,927
31 Jul 21₹13,927

L&T Resurgent India Bond Fund  SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132

Invest Now

Returns for L&T Resurgent India Bond Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 3.6%
1 Year 8.7%
3 Year 7.4%
5 Year 6.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for L&T Resurgent India Bond Fund 
NameSinceTenure
Shriram Ramanathan2 Feb 156.5 Yr.
Jalpan Shah20 Mar 201.37 Yr.

Data below for L&T Resurgent India Bond Fund  as on 15 Aug 21

Asset Allocation
Asset ClassValue
Cash6.63%
Debt93.37%
Debt Sector Allocation
SectorValue
Corporate58.08%
Government28.59%
Securitized6.7%
Cash Equivalent6.63%
Credit Quality
RatingValue
AA28.5%
AAA71.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coastal Gujarat Power Limited
Debentures | -
8%₹59 Cr490
↑ 490
6.97% Govt Stock 2026
Sovereign Bonds | -
7%₹53 Cr5,000,000
↑ 5,000,000
7.16% Govt Stock 2023
Sovereign Bonds | -
7%₹53 Cr5,000,000
↑ 5,000,000
Rural Electrification Corporation Limited
Debentures | -
7%₹51 Cr500
↑ 500
National Bank For Agriculture and Rural Development
Debentures | -
4%₹27 Cr250
↑ 250
National Bank For Agriculture and Rural Development
Debentures | -
4%₹27 Cr250
↑ 250
Muthoot Finance Limited
Debentures | -
4%₹27 Cr250
↑ 250
NIIF Infrastructure Finance Limited
Debentures | -
4%₹27 Cr250
↑ 250
Reliance Ports and Terminals Limited
Debentures | -
4%₹27 Cr250
↑ 250
Manappuram Finance Limited
Debentures | -
3%₹26 Cr250
↑ 250

7. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 23 in Medium term Bond category. .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund
Growth
Launch Date 15 Sep 04
NAV (27 Aug 21) ₹34.9701 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹6,928 on 31 Jul 21
Category Debt - Medium term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 2.03
Information Ratio -0.74
Alpha Ratio 2.82
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.72%
Effective Maturity 4 Years 3 Months 4 Days
Modified Duration 2 Years 11 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,954
31 Jul 18₹11,388
31 Jul 19₹12,211
31 Jul 20₹13,505
31 Jul 21₹14,515

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125

Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 4.1%
1 Year 8.5%
3 Year 8.5%
5 Year 7.7%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for ICICI Prudential Medium Term Bond Fund
NameSinceTenure
Manish Banthia7 Nov 164.73 Yr.
Shadab Rizvi3 Jun 174.16 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash9.14%
Debt90.86%
Debt Sector Allocation
SectorValue
Corporate71.47%
Government19.4%
Cash Equivalent9.14%
Credit Quality
RatingValue
AA66.5%
AAA33.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.64% Govt Stock 2035
Sovereign Bonds | -
15%₹1,002 Cr100,854,700
↑ 100,854,700
Coastal Gujarat Power Limited
Debentures | -
5%₹323 Cr3,000
↑ 3,000
Bangalore Airport Hotel Limited
Debentures | -
4%₹250 Cr2,500
GMR Aero Technic Limited
Debentures | -
3%₹175 Cr1,750
↑ 1,750
07.19 UP SDL 2031
Sovereign Bonds | -
3%₹173 Cr17,000,000
↑ 17,000,000
Bharat Sanchar Nigam Limited
Debentures | -
2%₹164 Cr1,650
↑ 1,650
The Great Eastern Shipping Company Limited
Debentures | -
2%₹152 Cr1,500
↑ 1,500
Embassy Office Parks REIT
Debentures | -
2%₹150 Cr1,500
↑ 1,500
Tata Projects Limited
Debentures | -
2%₹129 Cr1,250
↑ 1,250
TMF Holdings Limited
Debentures | -
2%₹124 Cr1,000
↑ 1,000

8. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Regular Savings Fund is a Debt - Credit Risk fund was launched on 3 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 26 in Credit Risk category. .

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund
Growth
Launch Date 3 Dec 10
NAV (27 Aug 21) ₹24.3992 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹7,784 on 31 Jul 21
Category Debt - Credit Risk
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.99
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.07%
Effective Maturity 2 Years 8 Months 5 Days
Modified Duration 1 Year 11 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,931
31 Jul 18₹11,538
31 Jul 19₹12,454
31 Jul 20₹13,742
31 Jul 21₹14,814

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148

Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 4.2%
1 Year 8.5%
3 Year 8.7%
5 Year 8.1%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for ICICI Prudential Regular Savings Fund
NameSinceTenure
Manish Banthia7 Nov 164.73 Yr.
Akhil Kakkar3 Jun 174.16 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash17.45%
Equity3.64%
Debt78.9%
Debt Sector Allocation
SectorValue
Corporate68.65%
Cash Equivalent17.45%
Government9.92%
Securitized0.33%
Credit Quality
RatingValue
A12.76%
AA63.23%
AAA22.47%
BB0.31%
BBB1.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.64% Govt Stock 2035
Sovereign Bonds | -
6%₹473 Cr47,595,050
↑ 47,595,050
Prestige Estates Projects Limited
Debentures | -
3%₹250 Cr2,500
↑ 2,500
Aditya Birla Fashion and Retail Limited
Debentures | -
3%₹207 Cr1,750
↑ 1,750
TMF Holdings Limited
Debentures | -
2%₹186 Cr1,500
↑ 1,500
182 DTB 19082021
Sovereign Bonds | -
2%₹184 Cr18,500,000
↑ 18,500,000
The Great Eastern Shipping Company Limited
Debentures | -
2%₹177 Cr1,743
↑ 1,743
Embassy Office Parks Reit
-, Since 31 Jul 20 | -
2%₹170 Cr4,846,800
↑ 4,846,800
Adarsh Advisory Services Private Limited
Debentures | -
2%₹160 Cr1,100
ICICI Bank Limited
Debentures | -
2%₹155 Cr1,486
↑ 1,486
Pune Solapur Expressways Private Limited
Debentures | -
2%₹154 Cr1,600
↑ 1,600

9. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 22 in Medium term Bond category. .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (27 Aug 21) ₹44.7531 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹3,683 on 31 Jul 21
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.29
Sharpe Ratio 1.63
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.38%
Effective Maturity 4 Years 7 Days
Modified Duration 3 Years

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,879
31 Jul 18₹11,334
31 Jul 19₹12,357
31 Jul 20₹13,432
31 Jul 21₹14,398

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125

Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.7%
3 Month 1.5%
6 Month 4.1%
1 Year 8.3%
3 Year 8.4%
5 Year 7.5%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0713.92 Yr.
Sankalp Baid22 Jan 210.52 Yr.

Data below for HDFC Medium Term Debt Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash8.98%
Debt91.02%
Debt Sector Allocation
SectorValue
Corporate51.45%
Government40.54%
Cash Equivalent8.01%
Credit Quality
RatingValue
A0.77%
AA35.28%
AAA63.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹139 Cr13,000,000
↑ 13,000,000
Green Infra Wind Energy Limited
Debentures | -
3%₹122 Cr1,250
↑ 1,250
Sikka Ports & Terminals Limited
Debentures | -
3%₹96 Cr950
↑ 950
7.27% Govt Stock 2026
Sovereign Bonds | -
3%₹90 Cr8,500,000
↑ 8,500,000
6.18% Govt Stock 2024
Sovereign Bonds | -
3%₹87 Cr8,500,000
↑ 8,500,000
Tmf Holdings Limited
Debentures | -
2%₹84 Cr850
↑ 850
Power Finance Corporation Ltd.
Debentures | -
2%₹76 Cr750
↑ 750
Shriram - City Union Finance Limited
Debentures | -
2%₹71 Cr7,000
↑ 7,000
INOX Wind Limited
Debentures | -
2%₹64 Cr640
↑ 640
Muthoot Finance Limited
Debentures | -
2%₹61 Cr600
↑ 600

10. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 4 in Credit Risk category. .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (27 Aug 21) ₹16.7883 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹709 on 31 Jul 21
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.78
Sharpe Ratio 4.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.55%
Effective Maturity 1 Year 10 Months 28 Days
Modified Duration 1 Year 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 16₹10,000
31 Jul 17₹10,866
31 Jul 18₹11,369
31 Jul 19₹11,819
31 Jul 20₹12,766
31 Jul 21₹13,719

Axis Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132

Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Aug 21

DurationReturns
1 Month 0.7%
3 Month 1.6%
6 Month 3.9%
1 Year 8%
3 Year 6.5%
5 Year 6.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 147.05 Yr.

Data below for Axis Credit Risk Fund as on 31 Jul 21

Asset Allocation
Asset ClassValue
Cash16.65%
Debt83.35%
Debt Sector Allocation
SectorValue
Corporate66.3%
Cash Equivalent16.65%
Government11.35%
Securitized5.71%
Credit Quality
RatingValue
A10.17%
AA56.92%
AAA32.91%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Limited
Debentures | -
4%₹31 Cr170
Bahadur Chand Investments Private Limited
Debentures | -
4%₹30 Cr300
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹27 Cr2,506,100
↓ -2,500,000
India Grid Trust
Debentures | -
4%₹26 Cr250
Flometallic India Private Limited
Debentures | -
4%₹25 Cr250
↑ 250
Nirma Limited
Debentures | -
4%₹25 Cr250
Narmada Wind Energy Private Limited
Debentures | -
3%₹23 Cr266
Embassy Office Parks Reit
Debentures | -
3%₹21 Cr170
Godrej Industries Limited
Debentures | -
3%₹20 Cr200
PVR Limited
Debentures | -
3%₹20 Cr200

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