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- HDFC Retirement Savings Fund - Hybrid Equity Plan
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NAV as of(Aug 31, 2021)
₹ 26.75 0.44 % 1-D Change
Returns since inception
Out of 25
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
Minimum SIP amount is ₹
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About this Fund
HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth is a Aggressive Hybrid mutual fund scheme from HDFC Mutual Fund. This fund has been in existence for 5 yrs 6 m, having been launched on 05/02/2016. HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth has ₹684 Crores worth of assets under management (AUM) as on 30/06/2021 and is medium-sized fund of its category. The fund has an expense ratio of 1.28%, which is higher than what most other Aggressive Hybrid funds charge. Currently, the fund has a 66.08% allocation to equity and 15.85% to Debt.
- HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth returns of last 1-year are 46.08%. Since launch, it has delivered 19.52% average annual returns. The fund has doubled the money invested in it every 5 yrs.
- HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth schemes ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
- The funds equity portion is primarily invested in Financial, Technology, Energy, Services, FMCG sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
- The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
- The funds top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Power Finance Corpn. Ltd., Reliance Industries Ltd..
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Total investment Invested
Current value of investment Current value
You would have earned ₹ 1,001 more by investing in ETMONEY Direct Plan
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
- Top Stock Holdings
- Allocation by Market Cap
- Allocation by Sector
Top Stock Holdings
Reliance Industries Ltd. 3.78%
- Top Debt Holdings
- Allocation by Credit Quality
- Allocation by Instruments
Top Debt Holdings
Power Finance Corpn. Ltd. 3.91%
Embassy Office Parks REIT 3.66%
Allocation by Credit Quality
Allocation by Instruments
Non Convertible Debenture 6.14%
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|Period||Trailing returns||Category average||Rank within category|
|1 month||1.72%||3.38%||28 / 31|
|3 months||8.34%||9.41%||24 / 31|
|6 months||15.45%||15.89%||18 / 31|
|1 year||46.04%||44.79%||10 / 30|
|3 years||15.68%||14.68%||10 / 26|
|5 years||15.71%||13.8%||5 / 22|
Investors understand that their principal will be at Very High risk
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
- Std. Dev : 17.0
- Alpha : 4.19
- Beta : 0.91
- Sharpe : 0.72
- Sortino : 0.8
Mr. Setalvad is a B. Sc and MBA from University of North Carolina.
Prior to joining HDFC AMC he has worked with New Vernon Advisory Services Ltd., HDFC AMC and ING Barings N.V.
He is an MBA from Clemson University, USA.
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.
Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment ??? Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.
- Phone: 1800-3010-6767 / 1800-419-7676
- Address: HDFC House-2nd Floor,
H.T. Parekh Marg - 165-166, Backbay Reclamation,
Allocation Break-up by Holdings
HDFC Bank Ltd.5.36%
ICICI Bank Ltd.4.87%
Reliance Industries Ltd.3.78%
Housing Development Finance Corpn. Ltd.3.64%
Larsen & Toubro Ltd.2.46%
State Bank of India2.11%
Bajaj Electricals Ltd.2%
Balrampur Chini Mills Ltd.1.96%
UTI Asset Management Company Ltd.1.9%
Redington India Ltd.1.73%
Firstsource Solutions Ltd.1.71%
Suprajit Engineering Ltd.1.64%
Sonata Software Ltd.1.47%
Tata Steel Ltd.1.3%
Chambal Fertilisers & Chemicals Ltd.1.23%
Aurobindo Pharma Ltd.1.22%
Bharat Electronics Ltd.1.21%
Timken India Ltd.1.03%
Voltamp Transformers Ltd1%
Oriental Carbon & Chemicals Ltd.0.98%
Equitas Micro Finance India Pvt Ltd.0.94%
Hindustan Petroleum Corpn. Ltd.0.92%
Mahindra Holidays & Resorts India Ltd0.91%
KEC International Ltd.0.87%
Power Grid Corpn. Of India Ltd.0.83%
Vesuvius India Ltd.0.73%
Anup Engineering Ltd.0.73%
Crompton Greaves Consumer Electricals Ltd.0.71%
Lumax Industries Ltd.0.67%
Shaily Engineering Plastics Ltd.0.62%
Zensar Technologies Ltd.0.6%
Axis Bank Ltd.0.58%
Tamil Nadu Newsprint & Papers Ltd.0.44%
Kalpataru Power Transmission Ltd.0.44%
NRB Bearings Ltd.0.41%
Apar Industries Ltd.0.19%
Reliance Industries Ltd - PPE0.17%
Jagran Prakashan Ltd.0.17%
Sadbhav Engineering Ltd.0.1%
Allocation Break-up by Sectors
Allocation Break-up by Holdings
Power Finance Corpn. Ltd.3.91%
Embassy Office Parks REIT3.66%
Reliance Utilities and Power Pvt. Ltd1.56%
Power Grid Corpn. Of India Ltd.0.78%
Reliance Jio Infocomm Ltd.0.4%
Allocation Break-up by Credit Quality
Cash & Call Money18.07%
Allocation Break-up by Instruments
Non Convertible Debenture6.14%
Net Current Assets0.43%
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Frequently asked questions
The HDFC Retirement Savings Fund - Hybrid Equity Plan is a 5 yrs 6 m old fund and has delivered average annual returns of 19.521881624058057% since inception.
HDFC Retirement Savings Fund - Hybrid Equity Plan Returns
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of HDFC Retirement Savings Fund - Hybrid Equity Plan for Aug 31, 2021 is 26.75.
HDFC Retirement Savings Fund - Hybrid Equity Plan has an ETMONEY Rank of # 3 of 25 and a consistency rating of 4.
This indicates the fund has not only delivered solid returns in the past but has done so with exceptional consistency. All this means HDFC Retirement Savings Fund - Hybrid Equity Plan can be a good addition to your portfolio.
On ETMONEY, Investing in HDFC Retirement Savings Fund - Hybrid Equity Plan is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- Thats it. Your SIP or one-time investment in HDFC Retirement Savings Fund - Hybrid Equity Plan is done.
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of HDFC Retirement Savings Fund - Hybrid Equity Plan is 1.28%. .
Redeeming your investments in HDFC Retirement Savings Fund - Hybrid Equity Plan is super easy. If you have invested in this fund via ETMONEY, just login into the app, go to the investment section and put the redemption request.
If you have invested in HDFC Retirement Savings Fund - Hybrid Equity Plan from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolios equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesnt update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of HDFC Retirement Savings Fund - Hybrid Equity Plan is ₹ 684 Crs.
The HDFC Retirement Savings Fund - Hybrid Equity Plans equity portion has been invested in the stocks of the following companies
|Company||Percentage of Portfolio|
|HDFC Bank Ltd.||5.36%|
|ICICI Bank Ltd.||4.87%|
|Reliance Industries Ltd.||3.78%|
|Housing Development Finance Corpn. Ltd.||3.64%|
|Larsen & Toubro Ltd.||2.46%|
|State Bank of India||2.11%|
|Bajaj Electricals Ltd.||2%|
|Balrampur Chini Mills Ltd.||1.96%|
The HDFC Retirement Savings Fund - Hybrid Equity Plans equity portion is primarily invested in the following sectors -
|Sector||Percentage of Portfolio|
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The HDFC Retirement Savings Fund - Hybrid Equity Plans debt portions allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||18.07%|
The top 3 debt holdings of HDFC Retirement Savings Fund - Hybrid Equity Plan are as follows
|Holding Name||Percentage of Portfolio|
|Power Finance Corpn. Ltd.||3.91%|
|Embassy Office Parks REIT||3.66%|
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