You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

Subject to terms and conditions and other account agreements. Available through online banking or the Huntington Mobile app to individuals with an active consumer checking account open at least three months with consistent monthly deposit activity of $750 or more. Other eligibility requirements apply. Amount available through Standby Cash is subject to change based on changes to customer eligibility, including checking and deposit activity, overdrafts, and daily balances. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. If 100% of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line will be suspended until they are no longer negative. Business checking accounts are not eligible for Standby Cash

§Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/Grace and huntington.com/SafetyZone.

24-Hour Grace® is a federally registered service mark of Huntington Bancshares Incorporated. Standby Cash℠ is a service mark of Huntington Bancshares Incorporated and is patent pending. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.

Community is at the heart of what we do.

Our 2021 Strategic Community Plan pledges $40 billion to strengthen small businesses and foster economic justice throughout the bank’s footprint over the next five years.

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Looking out for you by making banking easy and convenient.

Whether it’s creating and sticking to a budget or setting and achieving a savings goal, our digital tools can help.

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A team of advisors, focused on what matters most to you.

Our Private Bank Advisors help you protect and grow wealth, and create a plan for the future.

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Ready to take your business to whats next?

Business is more than numbers. Its personal. Thats why you need a relationship with a bank that looks out for you and your business. Lets talk.

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Businesses are about people.

Your customers, your stakeholders, your employees, your communities. We understand that it’s the people around you that ultimately drive your business forward.

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J.D. Power

Thank you for making us #1.

J.D. Power has ranked Huntington Consumer Banking highest in Customer Satisfaction in the North Central Region in the 2021 U.S. Retail Banking Satisfaction Study.

For J.D. Power 2021 award information, visit jdpower.com/awards.

Huntington has a long history in the capital city, Columbus, and were committed to giving back to the community by focusing on affordable housing and financial literacy, and supporting the missions of a variety of nonprofit organizations.

Pelotonia

Pelotonia is one cause that were especially passionate about. Every single dollar raised from this annual road race goes to fight against cancer. Since 2008, Team Huntington has raised more than $207 million dollars for cancer research.

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West Broad Elementary

Whether youre donating your skills, time, or a monetary gift to your favorite charity, it means the world to those who need it. Our colleagues share their favorite moments from time spent at West Broad Elementary School in Columbus, Ohio.

Columbus

Columbus Urban League

Huntington works with the Columbus Urban League to empower underserved communities through the Huntington Empowerment Center.