You can check the background of your investment professional on FINRA’s BrokerCheck.
Learn more from FINRA about How to Find and Work with an Investment Professional.
Client Relationship Summary (Form CRS)
You can learn about the services Franklin Templeton’s investment advisers and broker-dealers provide to retail investors by reviewing our Client Relationship Summaries.
COVID-19 Mailing Impact
COVID-19 may negatively impact the U.S. Postal Service (USPS) and delay your receipt of communications regarding your account, including transaction confirmations, periodic account statements, trade confirms, regulatory notices, tax reporting documents, prospectuses, shareholder communications, and our receipt of communications from you, including contributions and withdrawal requests. Specifically, the USPS has temporarily suspended international mail service to the countries listed on their website. To avoid being adversely impacted by postal service-related delays and suspensions, we encourage you to transact via our recently redesigned secure online website and also elect e-delivery of all documents and communications. The funds’ Transfer Agent is currently holding all impacted mail and will release the mail once the country’s suspension is lifted.
As of 08/20/2021, impacted countries include Afghanistan, Bhutan, Brunei, Cuba, Eritrea, French Guiana, Guadeloupe, Laos, Liberia, Martinique, Mongolia, Reunion (Bourbon), Saint Pierre and Miquelon (Miquelon), Samoa, South Sudan, Syria, Tajikistan, Timor-Leste, Turkmenistan, and Yemen.
Important Legal Information
INFORMATION REGARDING MUTUAL FUNDS/ETFs:
All investments involve risks, including possible loss of principal.
For more information on any of our funds, contact your financial professional or download a prospectus. Investors should carefully consider a fund’s investment goals, risks, sales charges and expenses before investing. The prospectus contains this and other information. Please read the prospectus carefully before investing or sending money.
Past performance does not guarantee future results.
INFORMATION REGARDING MUTUAL FUNDS:
Advisor Class and Class Z shares are only offered to certain eligible investors as stated in the prospectus. They are offered without sales charges or Rule 12b-1 fees. The Fund offers multiple share classes, which are subject to different fees and expenses that will affect their performance.
Mutual Fund Net Asset Value – the amount per share you would receive if you sold shares that day.
INFORMATION REGARDING ETFs
ETF shares trade like stocks and may be bought or sold throughout the day at their market price, not their Net Asset Value (NAV), on the exchange on which they are listed. Shares of ETFs are tradable on secondary markets and may trade either at a premium or a discount to their NAV. Brokerage commissions and ETF expenses will reduce returns.
Net Asset Value (NAV) represents an ETF’s per-share-value, which is determined by dividing the total NAV of the Fund by the number of shares outstanding. The Fund calculates the NAV per share each business day as of 1 p.m. Pacific Time, which normally coincides with the close of trading on the New York Stock Exchange (NYSE) and BATS BZX Exchange (BATS).
INFORMATION FOR ALL SITE USERS:
- In general, this site supports the current and prior major release of the following browsers: Microsoft Internet Explorer®, Mozilla Firefox®, Safari™ and Chrome.
- Access to our website or your accounts may be delayed during periods of unusual market activity.
- CFA® and Chartered Financial Analyst® are trademarks owned by CFA Institute.
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