Betterment Robo Advisor 50 Portfolio: ETF allocation and returns

Last Update: 31 July 2021

The Betterment Robo Advisor 50 Portfolio is exposed for 49.9% on the Stock Market.

Its a Medium Risk portfolio and it can be replicated with 10 ETFs.

In the last 10 years, the portfolio obtained a 7.25% compound annual return, with a 7.91% standard deviation.

In 2020, the portfolio granted a 2.06% dividend yield. If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 50 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Betterment Robo Advisor 50 Portfolio has the following asset allocation:

The Betterment Robo Advisor 50 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
16.20 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
13.70 % EFA iShares MSCI EAFE Equity, EAFE, Large Cap
9.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
4.40 % VTV Vanguard Value Equity, U.S., Large Cap, Value
3.60 % VOE Vanguard Mid-Cap Value Equity, U.S., Mid Cap
3.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
18.40 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
14.70 % BND Vanguard Total Bond Market Bond, U.S., All-Term
10.70 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
6.30 % TIP iShares TIPS Bond Bond, U.S., All-Term

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Betterment Robo Advisor 50 Portfolio guaranteed the following returns.

BETTERMENT ROBO ADVISOR 50 PORTFOLIO RETURNS (%)

Last Update: 31 July 2021

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(*) annualized

Portfolio returns are calculated assuming:

  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 50 Portfolio: Dividend Yield page.

Readings that may interest you

Historical Returns

Betterment Robo Advisor 50 Portfolio - Historical returns and stats.

BETTERMENT ROBO ADVISOR 50 PORTFOLIO

Last Update: 31 July 2021

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Period Returns
Jul 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg

1M

+0.36%

0.00%

1 - 0

3M

+2.15%

0.00%

3 - 0

6M

+6.60%

0.00%

6 - 0

YTD

+6.44%

-0.15%

Jan 2021 - Jan 2021

6 - 1

1Y

+17.15%

7.01%

-2.08%

Sep 2020 - Oct 2020

9 - 3

3Y

+8.74%

annualized

10.26%

-13.31%

Jan 2020 - Mar 2020

26 - 10

5Y

+8.21%

annualized

8.30%

-13.31%

Jan 2020 - Mar 2020

44 - 16

10Y

+7.25%

annualized

7.91%

-13.31%

Jan 2020 - Mar 2020

83 - 37

MAX

01 Jan 2008

+6.38%

annualized

9.73%

-28.77%

Jan 2008 - Feb 2009

106 - 57

* Annualized St.Dev. of monthly returns

Capital Growth

Drawdowns

Rolling Returns ( more details)

Betterment Robo Advisor 50 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.41% +38.73%
Mar 2009 - Feb 2010
-26.75%
Mar 2008 - Feb 2009
17.76%
2 Years
+7.45% +25.98%
Mar 2009 - Feb 2011
-1.57%
Apr 2018 - Mar 2020
2.86%
3 Years
+7.23% +18.65%
Mar 2009 - Feb 2012
+1.87%
Apr 2017 - Mar 2020
0.00%
5 Years
+7.14% +14.65%
Mar 2009 - Feb 2014
+2.70%
Apr 2015 - Mar 2020
0.00%
7 Years
+6.93% +10.36%
Mar 2009 - Feb 2016
+4.01%
Apr 2013 - Mar 2020
0.00%
10 Years
+7.13% +9.73%
Mar 2009 - Feb 2019
+5.33%
Apr 2010 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Betterment Robo Advisor 50 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Betterment Robo Advisor 50 Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.0 0.2 0.7 2.0 0.0 0.1 1.7 -0.1 0.0 -0.2 0.9 1.3
Best 5.2
2019
2.9
2014
5.7
2009
7.1
2009
5.5
2009
4.3
2019
5.9
2009
2.5
2009
4.9
2010
6.1
2011
6.7
2020
6.7
2008
Worst -6.1
2009
-5.9
2009
-9.9
2020
-0.3
2018
-4.4
2010
-4.6
2008
-0.8
2014
-3.7
2015
-6.8
2008
-12.8
2008
-1.7
2010
-3.0
2018
Gain
Frequency
50 71 71 86 57 57 79 54 62 54 62 77

Detail of Monthly Returns

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+6.44% -0.2 0.8 1.4 2.2 1.3 0.5 0.4
2020
+9.50% -0.4 -3.4 -9.9 5.9 2.9 2.0 3.2 2.2 -1.3 -0.8 6.7 3.0
2019
+17.41% 5.2 1.3 1.2 1.8 -2.8 4.3 0.2 -0.3 1.0 1.4 1.0 2.2
2018
-5.36% 2.3 -2.8 0.0 -0.3 0.1 -0.4 1.9 0.1 0.0 -4.4 1.2 -3.0
2017
+14.19% 1.5 1.7 0.8 1.1 1.2 0.3 1.7 0.7 1.0 1.2 1.0 1.2
2016
+8.00% -2.3 0.2 4.7 0.8 0.1 1.5 2.5 0.4 0.6 -1.6 -0.3 1.2
2015
-1.55% 0.2 2.5 -0.4 1.2 -0.3 -1.8 0.4 -3.7 -1.6 3.8 -0.1 -1.6
2014
+5.47% -1.8 2.9 0.7 0.7 1.8 1.2 -0.8 2.0 -2.4 1.5 0.8 -0.9
2013
+10.19% 1.6 0.3 1.3 2.0 -1.5 -2.4 2.8 -2.0 3.6 2.7 0.8 0.9
2012
+13.19% 3.7 2.5 0.5 -0.1 -4.3 3.0 1.2 1.5 2.1 -0.2 1.1 1.7
2011
+1.17% 0.4 1.7 0.6 2.5 -0.4 -0.8 -0.1 -3.2 -5.2 6.1 -0.7 0.7
2010
+11.61% -1.6 1.3 3.7 1.0 -4.4 -1.2 4.8 -0.9 4.9 2.2 -1.7 3.4
2009
+23.06% -6.1 -5.9 5.7 7.1 5.5 0.1 5.9 2.5 4.0 -1.5 3.5 1.1
2008
-19.44% -2.3 -0.4 -0.6 2.4 0.7 -4.6 -0.8 -0.1 -6.8 -12.8 -1.5 6.7

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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